Services l Title Services l Title Insurance
Protecting Your Property Rights Beyond the Closing Table
Fitch Title Agency Inc. provides title insurance solutions designed to help protect property owners and lenders from certain covered title risks that may not be discovered until after closing.
Protection Beyond Closing
Confidence in Your Ownership
Buying real estate is a major financial commitment. Even after a careful title search and examination, certain title issues may arise that were not previously known or discoverable.
Title insurance is designed to provide protection against certain covered risks, subject to the terms, conditions, exclusions, and limitations of the applicable policy.
What Is Title Insurance?
Title insurance is a form of insurance that protects against certain covered losses involving the ownership of real property.
Unlike many other types of insurance that primarily protect against future events, title insurance generally focuses on certain title-related matters connected to the property’s past.
Depending on the policy, coverage may help address certain covered ownership claims, liens, recording issues, or other title defects.
WHY IT MATTERS
Some Title Issues May
Not Be Obvious at Closing
Even with a thorough title search, certain matters may not be apparent before a transaction is completed.
Title insurance can help provide protection against certain covered risks involving ownership, recorded documents, liens, or other title matters.
A successful closing transfers the property. Title insurance helps protect what comes after.
Common Risks That May Be Addressed
Ownership
Claims
Certain competing claims or interests affecting ownership.
Liens &
Encumbrances
Certain covered liens or recorded interests affecting the property.
Document &
Recording Issues
Certain defects, errors, or irregularities involving recorded documents.
Other Covered
Title Matters
Other risks specifically covered under the applicable title insurance policy.
How Title Insurance Fits Into the Process
Title Search
Available records are researched.
Title Examination
The findings are reviewed and evaluated.
Title Requirements
Applicable requirements and matters may be addressed.
Policy Issuance
After closing and subject to applicable requirements, the title insurance policy may be issued.