Your Guide to the Closing Process
What to Expect Before, During & After Closing
Every real estate transaction is different, but understanding the general closing process can help you know what to expect and how to prepare as your transaction moves toward completion.
The Closing Process
Before Closing
Preparation & Coordination
At Closing
Signing & Settlement
After Closing
Completion & Post-Closing
What might you need?
Preparing for Closing
PERSONAL & TRANSACTION ITEMS
- Acceptable identification
- Applicable Transaction documents
- Information requested for your closing
- Any additional required documentation
FUNDS & INSTRUCTIONS
- Applicable closing funds
- Verified funding instructions
- Closing appointment information
- Any transaction specific instructions
Requirements vary by transaction. Always follow the specific instructions provided for your closing.
Before Closing
As the transaction approaches closing, applicable title, lender, document, settlement, and funding requirements are coordinated.
Review Communications
Carefully review communications and instructions provided regarding your transaction and closing.
Respond to Requests
Provide requested information or documentation as promptly as reasonably possible to help keep the transaction moving forward.
Review Applicable Documents
Review applicable information and documents provided to you and ask questions if clarification is needed.
Confirm Closing Details
Confirm applicable signing arrangements, timing, identification requirements, and other closing instructions.
Verify Funding Instructions
If you are required to send funds, independently verify wiring instructions through a trusted contact method before initiating a transfer.
Security Reminder: Be cautious of unexpected emails or last-minute changes to wiring instructions. Always verify funding instructions through a trusted contact method before sending funds.
After Closing
Some transaction activities may continue after documents have been signed. Applicable funding, recording, policy issuance, document delivery, or other post-closing matters may occur depending on the transaction.
Completion
Applicable remaining closing requirements are coordinated as the transaction proceeds toward completion.
Recording & Documentation
Applicable documents may be submitted for recording or otherwise processed in accordance with transaction requirements.
Post-Closing Matters
Applicable title policies, documents, or other post-closing items may be issued or delivered following completion of the relevant requirements.
CONTINUE EXPLORING
Related Title, Escrow & Closing Resources
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